PRODUCE THE NOTE FORECLOSURE DEFENSE

                   While that does have merit for a delaying tactic, wouldn't you prefer to save you home, rather then delay the bank taking it away? That takes a skilled legal team to not only delay the bank, but negotiate a loan modification, including, if necessary, legal action to force the bank into a position where they need to negotiate.

                    Delays involve keeping your loan at default interest rate (often 18%), as well as increased legal fees and costs.  If you only interest is staying in your home longer and you are willing to lose your home, destroy your credit, and risk a deficiency judgment against you, then you don't need us.

                    However, if you want to actually save your home, this tactic can trade short term gain (staying in the property longer) for long term loss (the massive additional expenses that accrue during the delay).  Therefore, contact us (or any legal counsel) as soon as you get served with your foreclosure complaint so we can assess the costs and benefits of this, or any other, legal action.  Without legal counsel you may miss many opportunities such as loan reduction, interest reduction, or extended payment terms.

                    You worked very hard to live the American Dream of homeownership.  We want to help you continue to live that dream.  Please Contact Us immediately if this article applies to you.

* Please also see our general Foreclosure Defense page.